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Setting up a store has been quite a difficult process and has literally taken weeks. Ready for final testing I asked one of our members to help and learned a few new things. She simply never buys on the net for lack of trust and has heard all the horror stories.
However, there are many valuable services on the net. Being able to shop comfortably and securely is certainly a good thing. So let's see how one can do that.
Many people don't understand computers very well and this leads to problems. You actually can buy on the net in relative safety. But to do this you need to know and understand a few things. Setting up your banking and credit cards accounts properly is also imperitive.
While there are many shops on the web who do not use secure lines, anyone of any repute does. So what is a secure line? Perhaps you might have heard of the term "blowfish" It is one of many encription schemes which are used. What happens is a secure line is established between you and the shop you are buying from. (At Marine Life we are transferring that responsibility to PayPal at the moment) The computers acknowledge each other then send a special code which initiates the secure session. All data after that point is sent encoded with schemes so secret that it is a jailable offence to sell any part of the technology to foreign countries.
Now, How do you know the session is secure? Your browser will show a little padlock on the bottom status bar and it will be closed. If it is NOT there, do NOT ever send any information, especially credit card numbers, to the other computer. It is not encoded and it can be hacked into.
For banks and major places like PayPal, their butts are on the line. They carefully monitor these systems and their employees for the least sign of a problem. You can feel quite safe with them, as long as you see the padlock.
Now let's double our safety. You likely have a regular checking account and regular credit card(s) Upon the advice of my banker I set up a separate account with its own credit card for internet purchases. When I am ready to buy, I transfer just enough funds into that account to cover the purchase. Should it go sour for any reason, I can cancel that card and protest the transaction. I did exactly that in one case and the bank immediately credited my account for the amount I protested. I also immediately canceled that card and requested a new one with new numbers so that the offending company had no further access to my account. The only loss was a short period of time while I waited for my new card.
This same "trick" will work with any online business, including PayPal. If you don't trust them, you can give them access ONLY to your internet bank account.
Security here at Marine Life is imperitive. We will never 'toy' with any of the information we are given. We do not have this secure line set up yet so we are sending the payment part of the transactions to PayPal who does use encripted lines.
bob
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